Personal Finance Management

A.I. Driven Money Management Tool

We help you effortlessly manage your finances in one place. Our PFM toolkit lets you easily build smart and intuitive services that make finance management a more personalized experience.Financial control, foresight and wellbeing for your retail customers. Driven by Artificial Intelligence, NeoCeptual’ PFM solution means smarter money management for the customer, improved bank-user engagement and a greater share of wallet for the bank.




In the aftermath of COVID-19 many families and small businesses will be facing a fight for financial survival. What will you do to help your customers when they need you the most? You will undoubtedly be providing your customers with your essential products and services – credit extensions, loan repayment relief, emergency financial advice, refinancing advice and so on.

All-In-One Finances



  • We bring together all of your accounts, bills and more,
    so you can conveniently manage your finances from one dashboard.
  • See all of your bills and money at a glance
  • Create budgets easily with tips tailored to you

  • Enjoy access to unlimited free credit scores, without harming your credit



  • Bills are now easier than ever to track. Simply add them to your dashboard to see and monitor them all at once.
  • Receive reminders for upcoming bills so you can plan ahead
  • Never miss a payment with alerts when bills are due
  • Get warned when funds are low so you know what you
    can pay

Effortlessly Track Spending Behaviour